Are sports and gym injuries covered by your health insurance company?

Health Insurance companies claim to cover all types of minor and major ailments but does your health insurance cover the injury caused while doing gym or not? Let's know in detail...

Jun 21, 2023 - 09:22
Are sports and gym injuries covered by your health insurance company?

In today's time, people take great care of their health. For this, they also take the support of gyms, etc. Many times people get injured while doing gym, due to which they have to be admitted to the hospital. In such a situation, the question arises in people's minds whether they can take medical insurance claims or not if they get hurt while doing gym.
During the last few years, health insurance has been made very convenient for people by the insurance regulator. For this, the limits imposed by insurance companies regarding diseases have been reduced. Now only professional support persons cannot claim under regular medical insurance.
For this reason, in today's time, most of the people taking health insurance do not fall in this category. In such a situation, if you get any kind of injury due to gym and support, then it will be covered by medical insurance.
Some insurance companies do not cover expenses like OPD. Due to this, you will have to pay for minor injuries, ligament tears, physiotherapy, and even fractures.
Explain, if OPD expenses are incurred before and after hospitalization, then they will be paid by the insurance company. OPD is covered at the time of hospitalization by all insurance companies. It usually covers pre and post-hospitalization expenses ranging from 90 days to 180 days.

Muskan Kumawat Journalist & Writer