You can do offline registration in Atal Pension, PMJJBY and PMSBY even without going to the bank

In the last few years, special attention has been paid by the government to making financial services efficient. The government has been trying to provide banking facilities to as many people as possible at minimum cost. For this, Customer Service Points (CSP) are being promoted by the central banks.

Keeping in mind financial inclusion i.e. access to financial services to the last person, RBI has started the Customer Service Center (CSP). In a way, they work like a small branch of a bank. These have been specially designed keeping in mind rural areas and small towns. Where banking facilities are less. One of the biggest advantages of customer service centers is that customers get banking facilities close to their homes.

Customer Service Centers act as one-stop centers for banking, bill payments, registration in government schemes, etc., making banking facilities easily available to people in rural and small towns. According to Ajit Kumar Singh, MD, CEO and co-founder, Save Group, various facilities are provided to the people at the customer service centers.

• Bank account opening facility
• Deposit and withdrawal facility
• Transaction facility through Rupay and Aadhar card
• Fixed deposit facility
• Passbook print facility
• Doorstep banking facility through handheld device
• Facility to register in insurance schemes like Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) and Pradhan Mantri Suraksha Bima Yojana (PMSBY)
• Nomination facility in Atal Pension Yojana
• Facility to apply for a small loan

CSPs are playing an important role in reducing the gap between urban and rural areas in terms of access to banking services. Through these centers, new employment opportunities are being created and economic development is gaining momentum.