Farmer paid his personal loan from Rs 16 lakh mistakenly came into his account

Bank of Baroda manager Jitendra Thakur said in his complaint lodged at the Arni police station on Tuesday evening, "On December 31, a transaction of Rs 16 lakh was mistakenly made in the account of farmer Kanaram Jat. This amount was for New India Insurance Company but was mistakenly transferred to Jat's bank account. This amount was for crop insurance premium."

Thakur further said, "Initially our employees were not aware of this mistake. There was a lot of commotion when the mistake was discovered." The bank manager said that Jat made three separate transactions of Rs 5 lakh each between January 2 and 4 and withdrew Rs 15 lakh for personal use.

Thakur said the bank administration came to know about this on January 10. We contacted the farmer and asked him to return the money, but he refused.

Jat, on his part, said he has already used the money to repay his loan. The bank is now taking the legal route to recover the money.

"Kanaram Jat's Kisan Credit Card and documents of 16 bighas of land are with the bank. If he does not return the money, we will be forced to recover Rs 16 lakh by auctioning his land," Thakur said.

Police station in-charge Ramswaroop Jat confirmed that the case is under investigation. "We are investigating the matter and will take the farmer's account details to arrive at a solution," he said.