UPI payment can also be done through Visa and MasterCard, know how you can avail its benefits.

In today's time, there has been a rise in the number of online transactions. In such a situation, many steps are being taken by the Reserve Bank of India to increase online transactions. RBI has now given the facility to link credit cards with UPI. Even if you have Visa and Mastercard, you can link it with UPI.

Muskan Kumawat
Muskan Kumawat Verified Local Voice • 13 Apr, 2026Journalist
December 19, 2023 • 2:20 PM
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UPI payment can also be done through Visa and MasterCard, know how you can avail its benefits.
“UPI payment can also be done through Visa and MasterCard, know how you can avail its benefits.”
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19 Dec 2023
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UPI payment can also be done through Visa and MasterCard, know how you can avail its benefits.

The Reserve Bank of India (RBI) has approved linking Rupay Credit Card to UPI. In such a situation, now you can easily make UPI payment with the help of your Rupay credit card.

Many banks of the country like HDFC Bank, Kotak Mahindra Bank, Yes Bank and Federal Bank have started Virtual Rupay Credit Card. Now UPI payment can be done easily with the help of Virtualthe  Rupay Card.

Customers who have a Visa or MasterCard can also apply for a Virtupaymentsy Credit Card. With the help of RuPay Credit Card, customers can easily do transactions from any UPI app.

If you have Visa or MasterCard then you have to first check whether Apta Bank is providing you the facility of Virtual RuPay Credit Card or not. If banks are giving you this offer then you can easily make UPI payment with the help of virtual card. Let us tell you that Virtual Credit Card is an additional card.

Muskan Kumawat

Muskan Kumawat Verified Local Voice • 13 Apr, 2026Journalist

Journalist & Writer

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