Shop More, Worry Less: Get a Higher Loan Limit with the Bajaj Finserv Insta EMI Card

Features of the Bajaj Finserv Insta EMI Card

The Bajaj Finserv Insta EMI Card is designed to help shoppers manage the cost of their favourite products with ease. Here are some key features that make this card an ideal choice for festive shopping:

1. Higher Loan Limit: With a pre-approved loan limit of up to Rs. 3 Lakhs, the card allows users to make big-ticket purchases without worrying about immediate payments

2. No-cost EMI: Shoppers can convert their purchases into affordable EMIs, avoiding additional interest charges and making repayment more manageable

3. Wide Network: The card is accepted at over 1.5 lakh partner stores across 4,000 cities in India, giving users the flexibility to shop wherever they want

4. Flexible Tenors: Users can choose a repayment tenor of up to 60 months, allowing them to repay the borrowed amount at their own pace

5. Zero Down Payment: Depending on the product and the user's eligibility, purchases can be made with minimal or even zero upfront payment, reducing the immediate financial burden

6. No Foreclosure Charges: After paying the first EMI, users can foreclose the loan at any time without incurring prepayment charges, providing greater financial freedom

Eligibility Criteria

To be eligible for the Bajaj Finserv Insta EMI Card, applicants must meet the following criteria:

• Be an Indian citizen between the ages of 21 and 65

• Have a regular and steady source of income

• Maintain a good credit score to assure the issuer of creditworthiness

The Bajaj Finserv Insta EMI Card empowers shoppers to spend on their desired products without facing an immediate financial crunch. Beyond this flexible financing solution, Bajaj Markets also offers access to a wide range of financial products across categories like loans, insurance, and investments, through its website and app.

With the Bajaj Finserv Insta EMI Card, shopping becomes a hassle-free and rewarding experience. Apply online today to unlock a world of convenience and benefits.

About Bajaj Finserv Direct

Bajaj Finserv Direct, a subsidiary of Bajaj Finserv, is one of the fastest-growing fintech companies in India. It has two primary arms, Bajaj Markets, a financial marketplace, and Bajaj Technology Services, a techfin service provider.

Bajaj Markets is a marketplace that offers multiple financial products across all categories - Loans, Cards, Insurance, Investments, Payments, Pocket Insurance, and VAS. Bajaj Markets has partnered with trusted financial brands to offer "India ka Financial Supermarket". A one-stop destination where its customers can explore a host of products that can help them achieve their financial life goals.

Having started its journey as a fintech, Bajaj Finserv Direct has also built a very strong business as a techfin. Through Bajaj Technology Services it offers a wide gamut of digital technology services which span Custom Applications, Enterprise Applications, Data & Analytics, Gen AI, Cloud Services and Digital Agency. 

Visit the Bajaj Markets website or download the Bajaj Markets' app from the Play Store or App Store to experience "India ka Financial Supermarket".