According to Paytm, the RBI's actions against Paytm Payments Bank Limited (PPBL) have had no impact on its businesses. As per Paytm, it has minimal transactions with Paytm Payments Bank Limited.

According to reports, on Friday, the RBI revoked Paytm Payments Bank Limited's banking license. According to the RBI, the revocation of the license was done because of the adverse effect the bank's functioning has had on the RBI's interest as well as that of its depositors.

In its regulatory announcement, Paytm clarified that the payments bank works independently of it. The company stated that it had no significant business arrangement or exposure to PPBL on March 1, 2024.

Paytm also stated that it does not operate any services in partnership with PPBL. According to the company, it had already depreciated its investment in PPBL on March 31, 2024, and therefore, the current action has no direct financial impact on it.

The company assured that all its services continue uninterrupted. These include the Paytm app, Paytm UPI, Paytm Gold, Paytm QR, Paytm Soundbox, Paytm card machines, Paytm payment gateway, and Paytm Money. The company emphasized that the RBI action pertains only to PPBL and should not be seen as a separate matter for Paytm.

On the business front, the company has performed strongly in recent years. In FY26, the company has been profitable for three consecutive quarters, a sign of its strong business model. The company reported a net profit of ₹559 crore. Excluding a one-time expense of ₹190 crore related to the loan given to Paytm First Games, the company's net profit remains ₹369 crore.

The company's profit after tax in the December quarter was ₹225 crore, an increase of ₹433 crore year-on-year. EBITDA increased to ₹156 crore, with an EBITDA margin of 7%. Contribution profit increased by 30% to ₹1,249 crore.

Paytm's UPI business is also growing steadily. According to the company, its consumer UPI gross market value (GMV) grew by 35% in the last nine months, compared to 16% growth for the overall industry.

Following the strong results, several brokerage firms have adopted a positive stance on the company. Analysts believe that Paytm is among the select fintech companies that have a strong margin profile and are seeing consistent improvement in revenue.